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US Home & Loans can help you find a loan to fit your specific needs. With one of the widest range of products available in the mortgage industry, our loan options include:
- Fixed and Adjustable Rates
- Low and No Down Payment
- Low Documentation/ Reduced Paperwork Loans
- Reduced Rate Options
- No and Low Equity Refinancing
- FHA and VA Financing
- Home Equity Lines of Credit
PURCHASE LOANS
US Home & Loans gives you a wide range of home loan options on primary residences, second/vacation homes and investment properties. We offer:
- Loan amounts up to $2 million
- Fixed or adjustable rate loans
- Financing for single family residences to
1-4 unit properties
REFINANCE LOANS
US Home & Loans gives you a wide range of refinance loan options on primary residences, second/vacation homes and investment properties. We offer:
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- Loan amounts up to $2 million
- Fixed or adjustable rate loans
- Financing for single family residences to 1-4 unit properties
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HOME EQUITY LOANS
| A home equity line of credit is a lot like a credit card. You can continuously use it up to your credit limit. One of the best parts of a home equity line of credit is that the interest rate is typically lower than a credit card and the interest paid can be tax deductible (consult your tax advisor about your personal situation). |
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| Most home equity loans are simply second mortgages. They have fixed rates with longer terms over a fixed period of time. These loans are amortized - your monthly payment is applied to principal and interest. You receive the amount of money you borrow in one lump sum. For this reason, home equity loans can be ideal for longer-term financial goals. |
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